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Short-Term Rental Volatility
Short-Term Rentals in Navarre Beach, Florida are viewed as a “safe” real estate investment, but they are not immune to volatility.
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Santa Rosa, Escambia, and Okaloosa County, Florida are Drawing Down Reserves
Using branch-level FDIC Summary of Deposits data over the past several years, I aggregated deposit account balances to the county level so I could make a comparison of economic health between Escambia, Santa Rosa, and Okaloosa County, Florida. From 2020 to 2022, there was forced reserve accumulation likely driven by stimulus, suppressed consumption, and deferred…
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Navarre & Navarre Beach, FL Real Estate Liquidity Analysis
Liquidity in Navarre, FL fell ~26.41% from September 2025 to October 2025. Liquidity in Navarre Beach fell 29.35% from September 2025 to October 2025.



